finance industry, manufacturing industry

finance industry, manufacturing industry, export manager of the Internet industry, the financial sector entrepreneurs
reproduced from www.fortunechina.com Author: Li Quanwei

in the wealth management process, entrepreneur is not simply the pursuit of investment returns, but also the pursuit of an experience, cognition, and differences
recently by the Capgemini and Merrill Lynch jointly issued the to the end of 2007, China's HNWI growth rate among the world's second, an increase of 20.3%, there are 41.5 million people's personal financial assets of more than $ 1.0 million; of which about 6,000 people's personal financial assets of more than 30 million dollars. (here talking about financial assets, excluding collectibles, consumables, consumer durables and primary residence.)

with Western countries is different from the moment China is very rich less through inheritance, marriage, etc. to get rich quickly, usually by starting a business and become wealthy. Capgemini Financial Services Senior Manager of Greater China, said Cai Junjie, for the pot of gold mining has been successful entrepreneurs, they generally face wealth management. Indeed, entrepreneurs may continue to work hard through the development of primary industry, continue to get rich, but the cause of the greater development of the face more problems. How to increase the value of wealth, how to maximize the wealth inherited down, involving many legal, financial problems, need to forward thinking and insight, entrepreneurs, after all, not Superman, can not do everything. There is also a feature of Chinese entrepreneurs: many operations are family businesses, all businesses are their own, so much so that this risk. Once operating at a serious business problems, their property will come to naught had. Thus, entrepreneurs with personal assets as soon as possible to strictly separate business assets, personal assets can get a wealth management company financial management, so even if the business enterprise problems, do not give much impact on individuals. In short, the Chinese entrepreneurs need wealth management services, organizations need professional help as soon as possible to reach a new level of wealth.

wealth management is off by financial institutions for specific groups, through a dedicated team of account managers and consultants to provide the service model, is a customer-focused, personalized advisory service is characterized by financial services designed to meet customer demand for sophisticated financial services. Cai Junjie said that wealth management is for rich people. For financial assets than U.S. $ 1 million wealthy individuals, as well as private banking services, and for the super rich who can provide family office services (financial services company specializing in one office, a group of people, including account manager, product manager, finance and investment advisers, and other alternative investment managers, providing services to them). At this stage, China's wealth management has just started, private banking and family office services is still very rare.

Wealth Management is not simply financial services, it is a comprehensive service, including investment management (asset allocation advice, investment portfolio management, general investment products, brokerage services, alternative investments, derivatives, investment, real estate investment), consulting and planning (trust services, tax consulting, corporate finance, insurance, charitable planning, inheritance, professional counseling), financial services (asset-backed loans, special financing) and value-added services (travel help, housekeeping services).

in China in 2007, known as wealth management, and many banks have become a wealth management center, providing services for the wealthy, but is not yet mature. Cai Junjie said, from wealth management content can be seen, it involves more content, customer service level requirements are relatively high. In addition, wealth management is driven type, if there is no customer relations, customer service awareness is not high, it is difficult to wealth management service providers with customers. Conversely, if a customer finds a service provider and client manager, the change is difficult to do. From this perspective, the wealth management service providers need to makechanel ipad case early detection has the potential to become a wealthy person's new rich, to provide timely quality service, to maintain long-term cooperation, trust and tightness in the super-rich clients to achieve well-off even before they become a class its closest partners. Wealth management services, the most important is to make customers feel respected, have a pleasant experience, this will continue to apply for service selection.

entrepreneurs in the choice of wealth management company, first look at the company level of understanding of customers, including customers professional and personal preferences, lifestyle choices are fully understood; also depends on the company's control of the degree of investment products, such as the ability to operate some international products; last depends on the company's past performance. In addition, some entrepreneurs, managers should examine the client, depending on their risk preferences, product preferences, client managers also need to issue a wealth management plan, including some, such as return on investment of quantitative indicators. As for the wealth management costs, there are two: a fixed fee and commission in proportion. For the super-rich wealth management, service providers a fixed fee to take the way the Metropolitan. The number of charges with the size of assets under management, contract duration, the services selected (investment management, consulting and planning, financing) related.

entrepreneurs in the choice of wealth management company, first look at the company level of understanding of customers, including customers professional and personal preferences, lifestyle choices are fully understood; also depends on the company's control of the degree of investment products, such as the ability to operate some international products; last depends on the company's past performance. In addition, some entrepreneurs, managers should examine the client, depending on their risk preferences, product preferences, client managers also need to issue a wealth management plan, including some, such as return on investment of quantitative indicators. As for the wealth management costs, there are two: a fixed fee and commission in proportion. For the super-rich wealth management, service providers a fixed fee to take the way the Metropolitan. The number of charges with the size of assets under management, contract duration, the services selected (investment management, consulting and planning, financing) related.